Hello, my name is Dan Perez, and I am the owner and operator of Auto Summit Consulting.

  In my mid-20s, I began developing a deep understanding of the nuances and importance of credit. This interest led to years of dedicated research into how a credit report must be structured, corrected, and optimized in order to become a good-to-great credit profile.

  I went on to operate a licensed credit repair company in Washington State for several years, fully compliant with FDCPA, FCRA, and CROA regulations. These laws not only governed my work, but also empowered me to advocate effectively on behalf of my credit repair clients. While the work was rewarding, credit repair required an extensive time commitment often taking months to over a year to achieve meaningful results, depending on the severity of the negative information involved. After several years, I decided to pursue a different direction.

  Even after closing my business, I continued helping friends and family. With years of knowledge and experience in credit, it felt wasteful not to apply what I had learned. That realization led me to identify a largely underserved market: high school graduates, college students, young adults entering the workforce, and individuals with little to no credit history.

  The reality is that credit and finance are not taught in sufficient depth within common culture or the U.S. education system. Many people are never taught how to understand contracts, the usury behind interest rates and APRs (Annual Percentage Rates), or how a credit report and the score derived from it determines whether a lender views you as a worthy borrower.

  At Auto Summit Consulting, my vision is to break down these barriers by helping individuals within these demographics achieve true credit literacy, build good-to-great FICO® scores, and ultimately secure approval for a vehicle that is truly worth purchasing. My goal is to help clients avoid financial hardship caused by low credit scores and high interest rates outcomes that often occur when navigating the process alone.

  Let me help you secure a great deal. One you can look back on years from now, knowing it was the right decision & with zero regrets!